Clicky

Utah Small

Business Lending

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Since 1990, B:Side Capital has been serving the small business community as a mission-based non-profit lender. We’ve assisted over 5,200 small businesses helping to create more than 33,000 jobs, injecting $6.1 billion into the economy. We truly care about small business.

IMPACT-DRIVEN SBA LENDING EXPERTS. EVERYTHING WE DO IS INSPIRED BY OUR MISSION.

Our mission is to foster the economic growth of diverse small businesses.

Meet Your Utah Client Relations Officer

spencer monroe

I strongly believe that hard work forms the bedrock of success. Raised by exceptional parents who instilled the value of diligence in me, I have fully embraced the concept that consistent effort, coupled with unwavering determination, leads to both personal and professional success. In addition to hard work, I recognize that hard work is most impactful when complemented by strong relationships and friendships. I am passionate about collaborating with small business owners who align with my core values of hard work and the importance of strong relationships. During my free hours, I thoroughly enjoy golfing, watching and attending various sporting events. Most importantly, I love spending quality time with my son Brooks, my dog Jeter, and my wife, McKelle.

"The harder I work, the luckier I get.” -Samuel Goldwyn

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What We Do for Utah Lenders

As a top Certified Development Company and Lender Service Provider, we help our lending partners succeed at SBA 504 and 7(a) lending. With over 30 years of experience, B:Side Capital is your premier SBA lending partner in Utah. We go the extra mile, from data collection all the way to servicing, helping to educate you and your borrowers every step of the way. Our team provides tailored SBA trainings and our Lender Portal includes lending guides, resources, and tools to help you succeed. B:Side Capital helps lenders reduce risk while increasing profits and expanding their client base through excellent customer service.

What We Offer

A Lender Portal with a library of SBA resources including current interest rates, B:Side University, our process, requirements and eligibility, loan applications, ability to submit a loan, and more.

Partnership with banks and credit unions to facilitate SBA 504 loans, Lender Service Provider (LSP) services, and education and resources for lenders.

Reach more clients with our Lender Deal Room of potentially eligible SBA small businesses.

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What We Do for Utah Small Business Owners

As true fans of small business, B:Side Fund is here to provide Utah entrepreneurs with small business support, resources, referrals, and funding with direct lending options. Find resources for every aspect of your business. 

Utah Resources - Find in-state technical assistance, economic development agencies, incubators, financing and more.

Direct Loans - Through our various direct lending options, we help small, underserved businesses that can’t access traditional bank financing.

B:Side Fund Resources - Access knowledge through blogs, FAQ, Spanish resources, and success stories.