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SBA 7(A) LOAN PROGRAM

General Business Loans & LSP Services

Up to $5 Million

 
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We are your local non-profit Lender Service Provider.

You no longer need to develop a costly in-house team of SBA experts. At B:Side Capital, we will handle the back-office processing of your SBA 7(a) loans regardless of the size, scope, or volume.

We offer a variety of services to private sector lenders who don’t have the internal personnel for processing, closing, and servicing of SBA 7(a) loans. Utilizing us as your Lender Service Provider (LSP) allows your bank to expand loan offerings and mitigate risk with an SBA guarantee of 75% to 85%. This gives your bank extra reassurance that even if the borrower can’t pay back the loan, the government will reimburse the lender for a portion of its loss.

With an established track record, our LSP services allow our partners to maintain the relationship with their existing clients, while providing in-depth support throughout the SBA 7(a) process. We distinguish ourselves through our expertise, customer service, transparent pricing, and response times that exceed industry standards.

Our LSP Services Include:

  1. Prepare SBA required forms

  2. Review lender credit memos

  3. Analyze loan structure and eligibility

  4. Full underwriting, including financial analysis providing lenders with a complete credit memo for bank review and approval

  5. Submit 8821 form to IRS and reconciliation with tax returns

  6. Bank SBA Credit Policy review 

  7. Submit loans to SBA for either non-delegated or delegated process

  1. Handle screen-out correspondence

  1. Closing support with customized SBA 7(a) toolkit and closing documents

  2. Enhanced servicing and liquidation support (assistance with liquidation plans, wrap up reports, delegated loan memos)

  3. Post approval loan modifications and/or servicing actions

  4. Post close audits

  5. Handle reporting of services required (excluding 1502 reporting)

  6. Custom Bank training - tailored to your team's needs

 

Type of SBA 7(a) Loan Assistance

  1. General SBA 7(a) Loans

  2. Small SBA 7(a) Loans

  3. CAPLines (Including working capital, builders, seasonal, and contract)

  4. Express, Export Express, and International Trade

Benefits

  1. Mitigate risk with 75%-85% SBA guarantee, while increasing profitability

  2. Provide loans to small businesses that don’t meet conventional credit requirements

  3. Expand product offerings without hiring staff or incurring capital expenditures

  4. Eligible costs and fees can be rolled into total project costs

  5. Ability to sell on the secondary market

the b:side difference

As your Lender Service Provider, our relationship-based approach ensures a personalized experience for our lending partners.