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Loans for early-stage businesses

Direct Lending

A group of people working together to find funding for a small business to get off the ground.
A lender looks for alternative loan options for a client.
 

A business doesn’t meet your credit box? No problem.

Our sister organization, B:Side Fund may be able to help. No need to worry about predatory interest rates or unclear terms. We pride ourselves in being an inclusive lender to help more businesses become bankable.

Through a combination of grants, program-related investments, and loans from our funding partners, we have created new capital opportunities for early to mid-stage businesses located in Colorado, Arizona, New Mexico, and Utah.

overview

  • Loans up to $350,000 for a variety of uses

  • Financing for early to mid-stage businesses

  • Business must be for-profit, located within the U.S., and has a demonstrated need for credit

Loan Program Benefits

  1. Helps spur economic development and access to capital for underserved communities

  2. Approval times are typically quicker than other SBA programs with streamlined paperwork

  3. Can finance a variety of business purposes

  4. Loans available to businesses that don’t qualify for traditional bank financing

  5. Builds business credit

Why Partner with B:Side?

  1. We may be able to help your un-bankable clients, so that you can provide traditional financing down the road

  2. Partnering with us helps to further our mission, create jobs, and spur economic growth

  3. We serve Spanish-speaking clients with dedicated services and applications, ensuring accessibility for a diverse range of businesses

 
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Refer Pre-Bankable Businesses

One

Let us know if you have a potential client that doesn’t meet your bank’s credit standards.

Two

Reach out to one of our Client Relations Officers so that they can connect with the business owner and help determine if they might be eligible for financing.

Three

If they’re not eligible, then we’ll do our best to connect them with other resources that may be able to help.

Four

If they are eligible, we will work with them throughout the application, closing, and funding process.

 

Direct Lending By the Numbers

 
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2022 Impact:

15
Loans Approved

$2,034,076
Total Project Financing

158
Jobs Created or Retained

 

the B:Side Difference

As your non-profit lender, we treat all loans with care, regardless of size, and offer transparent terms and rates for our borrowers.