We are true fans of small business.

What we do for Utah lenders:

We are the one stop shop for all of your SBA 504 and 7(a) financing needs. With over 30 years of experience, B:Side Capital is your premier SBA lending partner. We go the extra mile, from data collection all the way to servicing, helping to educate you and your borrowers every step of the way. Our team provides tailored SBA trainings and our Lender Portal includes lending guides, resources, and tools to help you succeed. B:Side Capital helps lenders reduce risk while increasing profits and expanding their client base through excellent customer service.

our services:

• Small Business Administration 504 loan program partner lender

• Lender Service Provider (LSP) services provide backend support

• Access interest rates, eligibility requirements, loan applications, and more in our Lender Portal

• Reach more clients with our Deal Room of potentially eligible SBA small businesses

"I’ve had an 8+ year relationship with B:Side and they’ve always been exceptional communicators and provided fast turnaround times on projects. They are truly leaders in the CDC and SBA space."

-DAN BENNETT, ROCK CANYON BANK

Supporting small business isn’t just our mission, it’s our passion. We’re laser-focused on working hand-in-hand with lenders and borrowers to make sure that every entrepreneur has access to responsible capital. Our loan programs offer a variety of financing options to help small businesses that can’t access a traditional bank loan. We carry out our mission by providing access to responsible capital, support, and resources to small business owners.

Small Business Administration Loans:

• Amount: $25,000 - $5.5 Million

• Eligibility: financing for mid-stage to experienced businesses, has a demonstrated need for credit, business must be for-profit and located in Utah

• Use of Funds: buy, build or renovate owner-occupied commercial real estate, debt refinance for owner occupied commercial real estate or equipment loans, purchase machinery or equipment with a life expectancy of 10+ years along with financing a wide variety of business expenses similar to our Direct Loans

Direct Loans:

• Amount: $20,000 - $75,000

• Eligibility: financing for early to mid-stage businesses, business must be for-profit, and has a demonstrated need for credit, been in operation for 6 months or more, generating revenue and profit

• Use of Funds: working capital, purchasing equipment, furniture, fixtures and inventory, business acquisition, debt refinance

“The staff at B:Side were incredible to work with and walked me through all of my options. They held my hand throughout the entire process, and I could tell that they had the best intentions for my success.”

-Brittany Phelps, Thrive Yoga

Small business support, resources, referrals, and funding with SBA and direct lending options. Plus, use our quick Eligibility Check to easily identify if we’re a good fit for your funding needs.

Partnership with banks and credit unions to facilitate SBA 504 loans, Lender Service Provider (LSP) services, and education and resources for lenders.

An integrated ecosystem of referrals within our Deal Room to expand our mission of fostering the economic growth of diverse small businesses.

Some of us are old enough to remember the days before streaming music or even CDs. Yes, we're talking about the age of vinyl records and cassette tapes….

The A-side always featured the popular radio-friendly hits that we all knew and loved.

The B-side, however, was where the deep cuts resided. These were the songs written for true fans who had the patience and dedication to look a little deeper.

We like to think of ourselves as true fans of small business. We relish the opportunity to look at the B-sides of the business world, those companies that might not always be the bank-friendly slam dunk. That's why we call ourselves B:Side.