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SBA 7(A) LOAN PROGRAM

General Business Loans & LSP Services

Up to $5 Million

 
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Expand your client base with B:Side Capital

You no longer need to develop a costly in-house team of SBA experts. At B:Side Capital, we will handle the back-office processing of your SBA 7(a) loans regardless of the size, scope, or volume.

We offer a variety of services to private sector lenders who don’t have the internal personnel for processing, closing, and servicing SBA 7(a) loans. Utilizing us as your Lender Service Provider (LSP) allows your bank to expand loan offerings and mitigate risk with an SBA guarantee of 75% to 85%. This gives your bank extra reassurance that even if the borrower can’t pay back the loan, the government will reimburse the lender for a portion of its loss.

Our LSP Services Include:

  1. Prepare SBA required forms

  2. Review lender credit memos

  3. Analyze loan structure and eligibility

  4. Draft SBA Authorization

  5. Submit 4506-T form to IRS and reconciliation with tax returns

  1. Submit loans to SBA for either non-delegated or delegated process

  2. Handle screen-out correspondence and authorization review

  3. Closing support with customized SBA 7(a) toolkit and closing documents

  4. Post approval loan modifications and/or servicing actions

  5. Handle reporting of services required (excluding 1502 reporting)

 

Type of SBA 7(a) Loan Assistance

  1. General SBA 7(a) Loans

  2. Small SBA 7(a) Loans

  3. CAPLines (Including working capital, builders, seasonal, and contract)

  4. Express, Export Express, and International Trade

Benefits

  1. Mitigate risk with 75%-85% SBA guarantee, while increasing profitability

  2. Provide loans to small businesses that don’t meet conventional credit requirements

  3. Expand product offerings without hiring staff or incurring capital expenditures

  4. Eligible costs and fees can be rolled into total project costs

  5. Ability to sell on the secondary market