Ziggi's Coffee
Throwback Success Story: Building a Coffee Empire with SBA Financing
You might know Ziggi’s Coffee from driving by their numerous locations in Colorado or other states. The Ziggi’s franchise has exploded, thanks in part to some strategic financing with SBA 504 and 7(a) loans with B:Side Capital and partner lenders including, most notably, High Plains Bank.
The owners, Brandon and Camrin, had one goal in mind when they started Ziggi’s, to serve a convenient and superior cup of coffee with great service. Since their first SBA 504 loan closed in 2010 by our now Chief Lending Officer, Laurel Walk, they have grown their business with a franchise model and have helped newly established Ziggi’s franchisees reap the benefits of SBA financing.
Brandon Knudson and the B:Side Capital crew at NADCO in 2022.
In September of 2022, our loan officers presented at a Ziggi's national conference to an audience of approved Ziggi's franchise owners interested in SBA financing. As Brandon put it, "B:Side Capital is amazing in that they'll give you the most accurate information and will always have your best interest at heart. They are truly SBA experts." Brandon’s business is such an inspiration that he also recently shared his story at NADCO, our industry’s national association, to over 600 Certified Development Company (CDC) employees. Ziggi’s trust in our expertise has helped expand the business, provides an entry to business ownership for their franchisees, and creates quality jobs in the community.
When you have an ambitious franchisor, let us help you support their dreams with SBA 504 and SBA 7(a) financing. Call us at (303)657-0010 or email us at hello@bside.org to connect with our team and schedule a customized training session.
Laurel Walk, B:Side Capital
"Small businesses like Ziggi's remind us about our mission and the impact one business can have. To watch the company grow and now help others start businesses with their franchise is truly remarkable. We love watching borrowers like Brandon and Camrin succeed."
Kirk Holwell, High Plains Bank
"It’s been a fun journey for us. We have partnered with B:Side Capital to finance over 20 of the Ziggi’s franchise stores. This has allowed us to offload a portion of the loan concentration which helps alleviate a lot of risk on our bank. On top of that, we’ve been able to help this growing business utilize the 504 program to purchase commercial real estate with low down payments, which is a big benefit to borrower."